Solutions · Restricted Shares
Restricted Stock Isn't Dead Capital
Liquidity Before the Lockup Expires
Rule 144, escrow, or lock-up — wherever you're listed, a 6–12 month restriction period doesn't have to mean the value is frozen too.
From 3.9%
Annual interest
Up to 10 Years
Loan term
10 Days
Typical close
Non-Recourse
No personal guarantee
How It Works
A pledge — not a sale. The restriction stays intact.
Borrowing against restricted shares is structurally different from selling them. The pledge is expressly permitted under the rules that govern your restriction — and your upside stays yours.
Pledge, Not a Sale
Shares stay titled to the shareholder in any market. No early sale, no breach of the restriction.
Restriction Preserved
A bona fide pledge is expressly permitted under SEC Rule 144, HKEX Rule 10.07, and Canadian NP 46-201.
Non-Recourse, Always
If the position moves against the loan, our claim stops at the pledged shares. No personal liability.
Global Coverage
US, Canada, Hong Kong, Australia — wherever the shares are listed, we can likely structure around the restriction.
Who We Serve
If you're carrying restricted equity you can't touch yet, we can likely structure around it.
Founders
Post-IPO lock-up periods shouldn't freeze your entire net worth.
Early Employees
RSUs and options that vested before the window opened.
SPAC Sponsors
Promote shares subject to earnout or lock-up restrictions.
PE Co-Invest Holders
Carried interest and co-invest positions with transfer restrictions.
Wherever they're listed — US, Canada, Hong Kong, Australia — if they're carrying restricted equity they can't touch yet, we can likely structure around it.
The Process
From inquiry to capital in days
01
Confidential Consultation
Share your share class, restriction details, and liquidity objective. We treat every engagement with absolute discretion.
02
In-House Underwriting
Our team underwrites the position directly — no third-party brokers, no information leakage. Terms returned within 48 hours.
03
Non-Recourse Loan Structure
We lend against your restricted shares without requiring a sale, triggering disclosure, or demanding personal guarantees.
04
Capital in 10 Days
From signed term sheet to funded account, our typical timeline is 10 business days. You retain full upside in your position.
Ready to access your restricted share value?
Submit your details in confidence. We respond within one business day with indicative terms — no obligation to proceed.
Global Stock Lending is not a U.S. Securities Dealer, Broker, or Investment Adviser. Lending worldwide, excluding China, Iran, Iraq, North Korea, and Cuba.